More un-Frugal Habits

Thursday, February 14, 2008

So, earlier, I discussed that I had a previous PF blog out there in the blogsphere. Well, I was looking through it and noticed a post I had written regarding what, at the time, I considered to be my top 10 un-frugal habits.

Well, it's been almost a year since that post was published, and I thought it was due time to revisit it and see how (if!) i've progressed.

Here they are, in all their glory:

1. Losing Money
2. Watching movies in the theatres
3. Not recycling
4. Buying small amounts of food/drink/etc 'on the go'
5. Not sticking to a plan
6. Being messy- Losing things and buying replacements before I look hard enough to ensure that I can't find the original
7. Being brand-loyal and not checking out the competition
8. Not cutting up/getting rid of old accounts/credit cards
9. Buying books as opposed to borrowing
10. Buying things 'for the future'

If you want to read the whole descriptions you can do so here.

Some of these I'm getting much better at, and some of them I still need to work on. Some have changed since getting a different job. Let's see...

1. Losing Money

I'm not as bad at this as I used to be, but I assume that that is because I no longer collect American change. The exchange rate is pretty much par, and as such, it does me no good to horde change.

2. Watching movies in the theatres

I also haven't done this in a while. This is mainly because I haven't seen anything good out! I'm sure once the summer blockbusters pick up I'll have the desire again. However, this time I'm going to order some movie passes with my airmiles and sneak some snacks in!

3. Not recycling

I still don't recycle that much at home, but I've been cutting down on the amount of bottled things I buy, so I haven't the opportunity to recycle as much.

4. Buying small amounts of food/drink/etc 'on the go'

I've generally stopped doing this as much, too. I think that this is mainly because I don't have as much free time as I used to! I don't shop that often anymore, and I can't "buy" things "to-go" from home!

5. Not sticking to a plan

I've been good at this one. I've made a spreadsheet and, for the second month in a row, have stuck to it. It's nice seeing results and learning about Excel!

6. Being messy- Losing things and buying replacements before I look hard enough to ensure that I can't find the original

Okay, I admit. I'm still super-messy. However, I've taken to an organized-type of messiness, and as such, haven't bought a replacement for something I already have. However, I have discovered a couple things I've broken due to messiness - which I must put a stop to.

7. Being brand-loyal and not checking out the competition

I'm still bad for this. I would prefer buying a brand I know than checking out the no-name brands. I don't quite understand my fear of no-name products. I know my mother used to think that they were lesser-quality - it's possible that I learned all this from her. Either way, it's a habit i'm going to have to break. Besides, when I get to London, they'll be less that I recognize!

8. Not cutting up/getting rid of old accounts/credit cards

Okay, I still haven't cancelled my old Mastercard that I never use. But, my Dad said that it's better for me to leave it, since it's my oldest account and helps my credit rating. Sure, I'd like to have my credit rating to stay high (it's 744 right now), but I feel weird with a useless open account sitting there. Hmmmm.

9. Buying books as opposed to borrowing

I actually haven't purchased a book for a while, but I haven't been to the library either, so this just sits rather blah.

10. Buying things 'for the future'

Heh, now that I can actually 'see' my future, I've stopped doing this. Now that I know that I'll be in London in the fall, I've stopped buying most things, as I'd only be able to enjoy them for 5 or 6 months before they get boxed up and put away. I can't bring everything to London!

Well, that's the summary of some of my past goals. I think I'm doing alright. It's time for me to leave work, but I'll most likely think of some new ones on the way home!

1 comments:

No more debt said...

hmmm, your un-frugal habits list really makes me think. One of my big things is being messy. I'm working on it, slowly but surely.

Love the blog, I have you on my blogroll!