So, so far this month, I'm running blind. I haven't written down a budget, I haven't checked my bank balances, and I haven't even deposited a cheque that I've had in my possession for a week now!
You would think it would give me freedom to buy and spend spen spend... but actually...
It sucks.
A lot. I'm actually a bit surprised. I didn't think it would stress me out as much as it is. I really need to sit down tonight and make one, so here goes.
Currently in my TD Bank Account I have a balance of $2,114.43. This seems like a big number, but I'll explain why it isn't in a minute.
Currently in my ING Accounts I have a grand total of $10,012.20. This is, of course, seperated into several categories:
Some of these values are a litlle lower than usual. Technically, I owe $1,400 to Savings from last month as well as $1375 to the fun fund. I have $400 in cash that I need to deposit, as well as a $70 cheque from my mom. This still doesn't include the $1,400 I need to deposit for this month. So, thinking about the deposits from last month alone, I am sitting at a deficit of -$260. Yeeesh.
The good news is, is that I am making $2,356 this month, so I will have more than enough money to pay for all my, "bills". After I pay everything, I will still have $695 left this month. But no, I'm not going to spend it!
I've set myself a budget for $200 this month. The $400 I'll have left over is either going to act as a cushion for my future budgets, or to put towards my pre-trip savings. Yay!
The good news is, is that, if all goes well, I should have all my goals accomplished by the end of June!! Yay!!
Now, something I have pondered for a while, is, do I lessen the hours I'm working at my jobs to give myself a breather and take some extra time off to relax, or should I push through and continue to work my ass off to save all the extra dollah for London. I'm not sure...
We'll see. We will be hiring a new girl here at the office this comming Monday, so i've got to spend 2 weeks training her. We'll see how she turns out. If we don't get super-along, then I might consider leaving this job a little earlier than August 1st.
I'll be spending some time thinking about that.
The good news is, is that I get to go pick up my PASSPORT and VISA today at the Post Office!!
Wheee!!